- Get the best possible settlement for your case.
- Get your medical bills and expenses paid after your accident.
- Get your attendant care, household service, and other insurance benefits.
- Get your lost wages paid.
In Pennsylvania, drivers must select “full tort” or “limited tort” automobile insurance coverage. It is one of the most critical decisions you will make if you are ever involved in a severe car accident. Depending on whether you chose full or limited tort and whether the injuries suffered are considered dangerous will determine whether you can file a lawsuit to recover non-economic damages from the at-fault driver.
If you elected the limited tort option when you purchased your vehicle insurance policy or if you don't own a vehicle but live with someone who selected limited tort, you cannot recover noneconomic damages such as pain and suffering resulting from a car accident unless you suffered a "serious injury."
A serious injury in Pennsylvania is a bodily harm resulting in serious impairment of bodily function, permanent serious disfigurement or death. There have been hundreds of cases over the years that do help clarify what a serious impairment of a bodily function is. It is decided on a case-by-case basis, with focus on the following:
It is important to note that the injury doesn't need to be permanent to qualify as a serious injury.
At the law office Stephen L. Chung, Esquire, we can explain the many exceptions to limited tort status. These exceptions include: The vehicle that struck you is not registered in Pennsylvania but another state
These exceptions highlight why it is important to call Stephen L. Chung, Esquire, for a free consultation about your accident – even if you selected the limited tort options. There may be an exception that is applicable in your case that will allow you to seek compensation for pain and suffering, even if you didn’t suffer a serious injury.
You can still file a lawsuit to recover economic damages even if you are limited tort. An experienced and knowledgeable personal injury attorney like Stephen L. Chung, Esquire, can determine whether you are full or limited tort, help you get the medical attention you need and review your medical records to determine if you suffered a serious injury. He can provide answers to your questions and explain how a personal injury case proceeds. You can concentrate on your recovery while Mr. Chung works diligently to get you the compensation you deserve for your injuries suffered by another’s negligence or carelessness.
Contact the Law Office of Stephen L. Chung, Esquire at 215-688-5777 to schedule your free initial consultation and learn more about how you can seek the compensation you need and deserve.
Call us now! Waiting too long could result in the loss of important rights including the ability to recover for pain and suffering, lost wages, medical bills and for damage to your car.
You need a Philadelphia car accident attorney that will pay detailed attention to your case. By limiting the number of cases that we accept, our top rated lawyers can devote our full time and energy to each car accident client. If we accept your case, you are assured that an experienced lawyer will handle your case.
Serious injuries are frequent outcomes of Philadelphia car accidents. In car accident cases involving fatalities, the families of a person killed in a car accident can file a wrongful death claim. We represent clients with all types of injuries including traumatic brain injuries, spinal cord injuries, broken bones, back and neck injuries, knee injuries, shoulder injuries, scars, and all other injuries.